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Rates

Auto Rates

New Auto Rates
New vehicles are defined as not previously titled or are within the first 6 months of the original purchase. 
Term
APR *
36 Months As low as 3.00% APR
48 Months As low as 3.25% APR
60 Months As low as 3.50% APR
72 Months As low as 3.75% APR

Used Auto Rates
Model years 2018-2022
Used vehicles are defined as being previously registered. 
Term
APR *
36 Months As low as 3.50% APR
48 Months As low as 3.75% APR
60 Months As low as 4.00% APR
72 Months As low as 4.25% APR

Recreational Rates
New RV / Boat / Watercraft / Motorcycle / Trailer / Misc. Pricing
New defined as not previously titled or within the first 6 months of the original purchase. 
Term
APR*
36 Months As low as 4.00% APR*
48 Months As low as 4.25% APR
60 Months As low as 4.50% APR
72 Months As low as 4.75% APR
*Annual Percentage Rate. Please note that members may earn additional rate discounts for utilizing any five of the following:

  • Auto-Transfer
  • Direct Deposit
  • Checking
  • Certificate or IRA
  • Debit Card
  • Success Credit Union Visa Credit Card
  • eStatement
  • Online Banking
  • BillPay
  • LTV of 90% or less
Rates are for qualified borrowers dependent upon credit score. Other restrictions may apply. See a loan officer for details.


Money Market

Last declared dividend rate: 
Amount Dividend APY
$2,500-$24,999 .15% – Dividend .15% APY*
$25,000 and up .25% – Dividend .25% APY
*APY stands for Annual Percentage Yield.
 

Share Certificate Rates

Share Certificates
Members are given a variety of investment choices with our certificates from 6 to 36 months.
$500 minimum investment
Term Dividend APY*
6 Months 0.40% – Dividend 0.40% – APY
9 Months 0.45% – Dividend  0.45% – APY
12 Months 0.55% – Dividend 0.55% – APY
24 Months 0.70% – Dividend 0.70% – APY
36 Months 0.75% – Dividend 0.75% – APY
*APY stands for Annual Percentage Yield.


Share Savings Rates

.10% – Dividend .10% – APY*
*APY stands for Annual Percentage Yield.


VISA Credit Card

We have the perfect card for you at Success Credit Union!
Success Credit Union offers VISA, VISA Gold, VISA Platinum and VISA Secured credit cards to fit any member’s financial needs.

Card Type APR
Classic 12.92 % APR*
Gold 11.5 % APR*
Platinum 8.9% APR*
 *APR stands for Annual Percentage Rate

Christmas Club Rates

Dividend APY
0.80%- Dividend 0.80%- APY*
*APY stands for Annual Percentage Yield.


IRA Rates

IRA Share
(variable)		 .25%-Dividend .25% – APY* $25 min.
12 Months 0.75% – Dividend 0.75% – APY $500 min.
24 Months 0.80% – Dividend 0.80% – APY $500 min.
36 Months 0.85% – Dividend 0.85% – APY $500 min.
*APY stands for Annual Percentage Yield.


Home Rates

1st Mortgage
Loan  APR Amortization
3 Year Balloon  2.80% APR 30 Years
5 Year Balloon 3.05% APR 30 Years
7 Year Balloon 3.30% APR 30 Years
10 Year Balloon 3.55% APR 30 Years
10 Year Fixed 2.46% APR 10 Years
15 Year Fixed 2.71% APR 15 Years
“Mortgage rates are subject to change until locked in. Please contact a loan officer for more details.”

 
2nd Mortgage
Loan APR Amorization
3 Year
Balloon		 4.25% APR 15 Years

Home Equity Line of Credit
Loan APR Amortization
Variable Rate with 5 year draw period 5.25% APR 15 Years
from last draw
Land Only
Loan APR Amortization
3 Year
Balloon		 4.25% APR 15 Years

Loan Rates

Share and CD Secured
Regular Shared Secured CD Secured
2% above current share savings rate, 90% LTV 2% above current pledged certificate rate, 90% LTV

Term
 APR
>12 Months As low as 9.25% APR*
24 Months As low as 9.75% APR
36 Months As low as 10.25% APR
Annual Percentage Rate. Rates are for qualified borrowers dependent upon credit score. Other restrictions may apply. See a loan officer for details.

*Annual Percentage Rate. On signature loans, please note that members may earn additional rate discounts for utilizing any five of the following:

  • Auto-Transfer
  • Direct Deposit
  • Checking
  • Certificate or IRA
  • Debit Card
  • Success Credit Union Visa Credit Card
  • eStatement
  • Online Banking
  • BillPay
  • LTV of 90% or less
Rates are for qualified borrowers dependent upon credit score. Other restrictions may apply. See a loan officer for details.