How To Prepare For Christmas Time Early

The holiday season can be a stressful and expensive time for many people, but Success Credit Union is here to help with our Christmas Club program. This unique savings account is designed to help members budget and save for holiday expenses throughout the year.

So, how does the Christmas Club work? Members can set up automatic deposits into their account on a weekly, bi-weekly, or monthly basis. These funds are then held in the account until November 1st, at which point they are disbursed back to the member in the form of a check or direct deposit.

One of the great benefits of the Christmas Club is that members earn interest on their deposits throughout the year. This means that not only are they saving for holiday expenses, but they are also earning money on those savings. The interest rate is competitive and can provide a nice little bonus when the funds are disbursed.

Another benefit of the Christmas Club is that it helps members avoid racking up credit card debt during the holidays. By saving throughout the year, members can avoid the temptation to overspend during the holiday season and end up with a large credit card bill come January.

In addition to helping members budget and save for the holidays, the Christmas Club can also serve as a fun way to get into the holiday spirit. It's exciting to watch the account balance grow throughout the year and know that come November, those funds will be available to help make the holiday season a little brighter.

Overall, the Success Credit Union Christmas Club is a great option for members who want to take control of their holiday spending and avoid financial stress during the most wonderful time of the year. With automatic deposits, competitive interest rates, and the peace of mind that comes with having a plan in place, the Christmas Club is a smart choice for savvy savers.