How to carefully use your credit card

Almost every person uses a credit card weekly, even daily for their wants and needs. It is important to know how to correctly use your credit card because it requires a closer watch. The way that you use your credit card affects your credit score, and a good credit score is a key to achieving overall financial health. Here are a few tips that you can use to implement in your credit card routine.

Tip #1: Know your credit card options

There are many different credit cards available and you need to choose the best one for you and your needs. Keep in mind the credit card fees, credit limits, and annual percentage rate for each credit card that you see. 

Tip #2: Track your spending

Each month, keep track of how much you are spending on your credit card and review. 

Tip #3 How many credit cards are the right amount

It can be challenging managing to pay off multiple credit cards. If you start with one and have no problem with consistent payment, you can try adding another. It is best to pay off one credit card at a time. 

Tip #4 Check your credit card progress frequently

If you are having trouble paying off your credit card or you are struggling to consistently save money, check your credit card usage frequently. 

Success Credit Union Visa Credit Cards offer great rates and No Annual Fee.

In addition to these helpful tips, feel free to reach out and speak with a Success Credit Union representative at (870) 935-9336.