Buying a home is an exciting process in your life. It is important to know the correct buying process in order to feel organized, especially if you are buying a new home and selling your current home. Here is a checklist that you can use to answer any questions, so that you get the home of your dreams, without complication.
Set A Budget For Your New Home
When you decide to buy a new home, include your mortgage payments, mortgage insurance, home insurance, down payment, closing costs, and any existing expenses so that you can afford the payments for your house.
Find The Best Mortgage Rate
There are multiple mortgage options and loan types. Make sure to consider each loan type and pick the one with the most benefits for you and your goals.
Establish Your House Criteria
Whether it takes you one or multiple house tours, keep in mind the important search criteria to make your decision easier.
Submit Your Offer
When you find the house that you want, don’t wait too long to make an offer. Work with your real estate agent to submit the right offer at the right time.
Success Credit Union can help you realize your dream of homeownership. Talk to one of our experienced loan officers about fixed-rate mortgages. Now is the time to lock in a great, fixed-rate.