All About Social Security

Retirement planning involves saving and investing along with Social Security. All of these are important whether you are in your 20s or are close to your retirement age. Do you have questions? Check out these Social Security facts. 

You can collect benefits based on your spouse's work record. Here are a few requirements: 

You must be married for at least one year. 

You are 62 or older. 

You are caring for a child 16 years old or younger. 

Your spouse is currently using their benefits. 

Your Social Security Benefits depend on your work history, your 35 highest-earning years, and when you start to claim your benefits.

Social Security is not usually meant to be the only source of income after retirement- saving plays a big role as well. 

These are just a few facts about saving for retirement to keep in mind.